Brazil Insurance Sector Report 2025 3rd Quarter

The Brazilian insurance sector recorded modest expansion in Q2 2025, with total premium income reaching BRL 187.5bn, up 2.3% y/y. Non-life insurance accounted for 65.1% of total premiums and delivered solid growth of 11.7% y/y, supported mainly by continued strength in health, motor, and property segments. In contrast, the life and pension segment contracted, with total life-related premiums and contributions declining 11.5% y/y to BRL 65.3bn, largely driven by weaker pension inflows. Insurance penetration eased to 5.8% in Q2 2025, down 0.4 pp versus Q2 2024, as GDP growth outpaced premium expansion.

This report provides a complete and detailed analysis of the "Insurance" sector for Brazil. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Insurance" sector in Brazil
• Crystallise the forces both driving and restraining this sector in Brazil
• Ascertain Brazil’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Brazil.
• Build a clear picture of trends, output and consumption for specific sub-sectors