Colombia Banking Sector Report 2024-2025

In 2023, Colombia's economic activity decelerated rapidly, and this was reflected in a deacceleration of the total loan portfolio linked to household consumption and lower profitability. The latter was partly explained by the increase in provisioning expenses in an environment with higher credit risks, which were reflected in increases in overdue loans, particularly in the consumer segment. Moreover, the central bank maintained a contractionary monetary policy to control inflation until December 2023, which reduced interest margins, putting additional pressure on the profitability of the industry. With regulatory authorities and entities continuing to converge to the Basel III Framework, this has made the sector more robust, with solvency and liquidity risk indicators above the regulatory limits.

This report provides a complete and detailed analysis of the "Banking" sector for Colombia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking" sector in Colombia
• Crystallise the forces both driving and restraining this sector in Colombia
• Ascertain Colombia’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Colombia.
• Build a clear picture of trends, output and consumption for specific sub-sectors