Indonesia Banking Sector Report 2026-2027

Indonesia's banking sector maintained strong momentum in 2025, supported by solid macroeconomic growth. Lending activity remained buoyant for a second consecutive year, expanding at a double-digit pace, driven by sustained demand from both corporate borrowers and households. The sector has demonstrated considerable resilience in recent years, continuing to grow and innovate while preserving operational stability. This strength is reflected in robust profitability metrics, contained risk levels and strong capital buffers, which together provide meaningful protection against potential financial shocks.

This report provides a complete and detailed analysis of the "Banking and insurance" sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking and insurance" sector in Indonesia
• Crystallise the forces both driving and restraining this sector in Indonesia
• Ascertain Indonesia’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Indonesia.
• Build a clear picture of trends, output and consumption for specific sub-sectors