Poland Insurance Sector Report 2024-2025

With PLN 218.1bn of assets and PLN 78.9bn of premiums in 2023, the Polish insurance market is the largest in Central and Eastern Europe (CEE). However, it remains far less saturated than in Western European countries. According to estimates by the Swiss global insurance provider, Swiss Re, Poland ended 2023 ranking 46th in terms of insurance penetration, with a rate of 2.2%, which is relatively low even compared to some regional peers such as Czech Republic, at 2.9%. In 2023, premiums rose by 9% y/y, which is explained by an increase in both life and non-life segments. The life insurance premiums written rose by 6.1% y/y to PLN 22.8bn. However, the segment continued to be affected by the consequences of the bad reputation of unit-linked products. In non-life insurance, the value of gross written premiums (GWP) increased by 10.3% y/y to PLN 56bn, with motor insurance being the most significant line.

This report provides a complete and detailed analysis of the "Banking and insurance" sector for Poland. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking and insurance" sector in Poland
• Crystallise the forces both driving and restraining this sector in Poland
• Ascertain Poland’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Poland.
• Build a clear picture of trends, output and consumption for specific sub-sectors