The Banking & Insurance sector – often referred to as the lifeblood of the real economy – is of vital importance in the modern credit-driven economic growth model. Among its functions are intermediation between savers and borrowers, ensuring funds are allocated efficiently; support of payment and settlement systems that facilitate trade and international economic relations; and provision of various products that mitigate risk and uncertainty. The accelerating pace of technological change, stricter regulation and shifting consumer habits are reshaping the traditional banking model and pushing the sector towards innovation-led growth.
Activities associated with Banking & Insurance are depositary and non-depositary credit intermediation and related activities, investment banking, securities brokerage, commodity contracts dealing and diverse financial investment activities. The sector also includes insurers, re-insurers and insurance brokerages, pension funds, health and welfare funds, monetary authorities, stock exchanges, and collection and credit agencies.
After several years of turbulence in European energy markets owing to the COVID-19 pandemic and Russia's invasion of Ukraine, the years 2023 and 2024 brought a degree of certitude back to the sector. For many countries in the region, 2023 and ...
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The insurance sector in Central and Eastern Europe (CEE) presents a dual narrative of latent growth potential and persistent structural underdevelopment. Despite two decades of economic convergence with Western Europe, CEE insurance markets continue ...
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Natural gas has traditionally been a significant component of the energy portfolios in the CEE region, serving as a bridge fuel in the transition from coal to cleaner energy sources. However, the reliance on gas varies among these countries. For ...
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Europe has long been a cornerstone of the global automotive industry, contributing significantly to global vehicle production and exports. According to the European Parliament, in 2023, the EU produced approximately 14.8mn vehicles, including 12.2mn ...
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Turkiye is home to production sites for more than 30 of the world's top 100 automotive suppliers, reflecting its strategic role in the international automotive industry. The automotive sector has consistently driven Turkiye's industrial expansion ...
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The CEE pharmaceutical and healthcare sector demonstrates remarkable resilience amid regional economic pressures, with each country adopting distinct strategies to address similar challenges. The overall market continues its growth trajectory, though ...
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The retail sector plays an important role in Poland's economy, accounting for 13% of the country's GDP and 10.2% of total employment in 2024. Additionally, the sector represented 12% of the country's total FDI inflow in 2023. The GVA of trade, ...
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Poland's healthcare and pharmaceutical sector is dynamic and rapidly evolving, marked by innovation, resilience, and a growing global presence despite substantial challenges. The ongoing war in Ukraine, which followed the COVID-19 pandemic, has ...
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The rising demand for high-value-added internet-based services is shaping the Polish telecoms industry, with firms concentrating their efforts on the provision of fixed and mobile broadband services as their customer base showed the most dynamic ...
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Fintech companies in the CEE region have emerged as key players not only in transforming traditional financial services but also in attracting robust venture capital investments. Recent analyses show that among the 3,800 VC-backed startups operating ...
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